Please read carefully:

>DISCLAIMER: Rates are for informational purposes only and do not represent an endorsement or recommendation of any listed institution. Indicated rates are those published by the institution. Updates are made by FW members. However, as

rates can change frequently and without notice, contact the institution to verify the current rate prior to investment. Do your own research before you invest!

>Only FDIC Insured Banks in the USA as well as NCUA Insured Credit Unions with NO or MINIMAL restrictive membership requirements will be listed in the main rates section. Non federally insured Credit Unions will be listed in a separate

section.

>This thread should include primarily rates that are posted on the institution's website as these can be more easily monitored and updated. Exceptions should be noted.

>Posted offerings should generally be OPEN NATIONWIDE TO ALL PERSONS - NO GEOGRAPHIC RESTRICTIONS. Other minimal restrictions should be made with a notation(Want to post about CD's that are limited by geograhic or membership

restrictions? Post these deals here - The YMMV, Geographic/Membership Restricted CD Rate Thread (user updated)).

>Please post rates as "% APY".

>Please feel free to update rates as changes occur.

>Those wishing to discuss cds as a topic should post here - discussion Thread for CD Thread

>Interested in the best rates for checking accounts, money market accounts, and savings accounts? Please check here - Best Nationally Available High APY Liquid Accounts

>Where do you search for the best rates? Please post these in the resource section in the quick summary.
-------------------------------------------------------------------------------

Key:

$ - Opening balance under $2500
$$ - Opening balance $2500 to $9,999
$$$ - Opening balance $10,000 to $24,999
$$$$ - Opening balance $25,000 and higher ( denotes high end of range)( $100,000 and up)
D - Rate down last change
U - Rate up last change
S - Stable from last update
N - New posting
MM/DD/YY - date of last rate check

------------------------------------------------------------------------------
Standard Terms

3 Month
S 10/07/08 $$$ Virtual Bank 3.51%
S 10/07/08 $$$ E-LOAN 3.51%
S 10/07/08 $ EverBank 3.51%
S 10/07/08 $ Nexity Bank 3.42%
S 10/07/08 $ Imperial Capital Bank 3.40%
S 10/07/08 $ State Bank of India 3.29%
S 10/07/08 $ ebank 3.25%
S 10/07/08 $ GMAC Bank 3.25%
U 10/07/08 $ Umbrella Bank 3.25%
S 10/07/08 $$$ La Jolla Bank 3.20%
U 10/10/08 $$ Discover Bank 3.04%
S 10/07/08 $$ Tennessee Commerce 3.00%
S 10/07/08 $$$ CountryWide 3.00%
S 10/07/08 $$ Giant Bank 3.00%
S 10/07/08 $$$ Advanta Bank 3.00%
S 10/07/08 $$$ Pacific Mercantile Bank 2.78%
S 10/07/08 $$ Indymac 2.45%

6 Month
S 10/07/08 $ AmTrust Direct 4.35%
S 10/07/08 $$$ Corus Bank 4.25%
S 10/07/08 $ Imperial Capital Bank 4.10%
S 10/07/08 $ Nexity Bank 4.10%
S 10/07/08 $$$ Virtual Bank 4.08%
S 10/07/08 $ Ascencia Bank 4.07%
D 10/10/08 $$$ E-LOAN 4.00%
S 10/07/08 $ GMAC Bank 4.00%
N 10/07/08 $$$ Patriot Bank 4.00%
S 10/07/08 $ Citibank 4.00%
S 10/07/08 $ HSBC Direct 4.00%
S 10/07/08 $$$ Pacific Mercantile Bank 3.94%
S 10/07/08 $ ebank 3.90%
S 10/07/08 $$ State Bank of India 3.80%
S 10/07/08 $$ Tennessee Commerce 3.80%
S 10/07/08 $$$ La Jolla Bank 3.75%
U 10/07/08 $ Patelco Credit Union 3.58%
S 10/07/08 $$ Giant Bank 3.56%
S 10/07/08 $ EverBank 3.51%
D 10/11/08 $ ING Direct 3.50%
S 10/07/08 $$ Indymac 3.50%
S 10/07/08 $ Doral Bank Direct 3.50%
S 10/07/08 $ Umbrella Bank 3.50%
S 10/07/08 $$ Element Financial 3.40%
S 10/07/08 $$$ Advanta Bank 3.40%
U 08/26/08 $ Bank of Internet USA 3.35%
D 08/26/08 $$ Intervest Bank 3.30%
S 10/07/08 $$$ CountryWide 3.30%
D 09/17/08 $ Centennial Bank 3.20%
U 08/26/08 $ E*Trade Bank 3.25%
D 08/07/08 $$$ Affinity Bank 3.25%
D 08/07/08 $$$ FirstFedDirect 3.25%
D 05/15/08 $ Millennium Bank 3.21%
D 10/10/08 $$ Discover Bank 3.08%
U 06/23/08 $ FNBO 3.01%
U 08/26/08 $$ UFB Direct 3.01%
D 08/28/08 $$ KeyDirect 3.00% - rates vary by location
D 07/31/08 $ National Bank of Kansas City 3.00%
D 07/14/08 $ First Trade Union Bank 3.00%
D 08/26/08 $$$$ Sterns Bank 2.97%
D 08/26/08 $ State Farm Bank 2.75%
D 08/26/08 $ Bank of Canton 2.75%
S 08/26/08 $ Presidential Bank 2.75%
N 05/04/08 $ Pentagon Federal Credit Union 2.75%
D 07/27/08 $$$ American Bank 2.60%
D 08/26/08 $ EmigrantDirect 2.50%- Must have American Dream Savings Account
D 08/22/08 $ Lehman Brothers Bank 2.07%
S 10/07/08 $ WaMu 2.00% online only
D 10/03/08 $ Transportation Alliance Bank 2.00%

9 Month
U 10/07/08 $ AmTrust Direct 4.35%
S 10/07/08 $$$ E-LOAN 4.20%
S 10/07/08 $ Imperial Capital Bank 4.15%
S 10/07/08 $$$ Virtual Bank 4.13%
S 10/07/08 $ ebank 4.06%
N 10/07/08 $$$ Patriot Bank 4.00%
S 10/07/08 $ Nexity Bank 3.92%
S 10/07/08 $ GMAC Bank 3.90%
S 10/07/08 $ Umbrella Bank 3.80%
S 10/07/08 $$ Indymac 3.75%
D 10/07/08 $$ Giant Bank 3.65%
U 08/23/08 $$$$ Advanta Bank 3.62%
S 10/07/08 $ HSBC Direct 3.60%
U 10/07/08 $ Patelco Credit Union 3.58%
U 10/07/08 $ EverBank 3.51%
D 10/11/08 $ ING Direct 3.50%
S 10/07/08 $ Doral Bank Direct 3.50%
U 10/10/08 $$ Discover Bank 3.48%
S 10/07/08 $$ Element Financial 3.40%
D 08/26/08 $ Centennial Bank 3.30%
U 07/01/08 $$$ FirstFedDirect 3.25%
S 10/07/08 $ Citibank 3.25%
D 06/23/08 $ FNBO 3.01%
D 07/12/08 $ One United 3.00%
U 08/28/08 $$ KeyDirect 3.00% - rates & availability VARY by location
U 07/31/08 $$$ National Bank of Kansas City 3.00%
S 10/07/08 $$$ CountryWide 3.00%
D 08/19/08 $$ Bank United 2.75%

1 Year
S 10/07/08 $ Patelco Credit Union 7.00% NEW MEMBER ONLY - min. $1000 - max. $1000
S 10/07/08 $$$ Corus Bank 4.65%
N 10/08/08 $ Flagstar Bank 4.50% (Selectable 12-14 term)
S 10/07/08 $$$ Virtual Bank 4.45%
U 08/22/08 $$ Bank United 4.40%
D 10/13/08 $$$ E-LOAN 4.36%
S 10/07/08 $ GMAC Bank 4.35%
U 10/07/08 $$ Tennessee Commerce 4.35%
D 10/07/08 $$ State Bank of India 4.32%
D 10/07/08 $$$ Pacific Mercantile Bank 4.32%
S 10/07/08 $ Ascencia Bank 4.31%
S 10/07/08 $ AmTrust Direct 4.30%
U 10/07/08 $$$ La Jolla Bank 4.25%
S 10/07/08 $ Imperial Capital Bank 4.25%
S 10/07/08 $ ebank 4.25%
U 10/07/08 $$$ Advanta Bank 4.25%
N 10/12/08 $$$ Centennial Bank (Ca.) 4.18%
D 10/07/08 $ Nexity Bank 4.11%
S 10/07/08 $ Umbrella Bank 4.10%
D 10/07/08 $ Wachovia 4.10% APY - rates vary by location
U 10/10/08 $$ Discover Bank 4.06%
U 10/07/08 $ EverBank 4.05%
D 10/11/08 $ ING Direct 4.00%
N 10/07/08 $$$ Patriot Bank 4.00%
U 08/26/08 $$ Capital One Direct Banking 4.00%
U 07/27/08 $ Transportation Alliance Bank 3.95%
D 10/07/08 $$ Indymac 3.95%
D 10/07/08 $$ Giant Bank 3.91%
S 10/07/08 $$$ CountryWide 3.90%
S 07/05/08 $$$$ Alliant Credit Union 3.90%
U 08/26/08 $ Bank of Internet USA 3.82%
U 10/07/08 $ Patelco Credit Union 3.76%
S 10/07/08 $ Citibank 3.75%
S 07/05/08 $ Alliant Credit Union 3.75%
S 10/07/08 $$ Element Financial 3.75%
S 10/07/08 $ HSBC Direct 3.70%
U 08/26/08 $ National Bank of Kansas City 3.66%
S 07/12/08 $$ California First National Bank 3.51%
D 03/10/08 $$ Intervest Bank 3.50%
S 10/07/08 $ Doral Bank Direct 3.50%
D 08/26/08 $ E*Trade Bank 3.45%
D 03/10/08 $$$$ Lehman Brothers Bank 3.3549%
D 08/26/08 $$$ FirstFedDirect 3.40%
U 06/23/08 $ FNBO 3.35%
D 07/12/08 $ Centennial Bank 3.35%
S 03/11/08 $ Presidential Bank 3.25%
D 08/26/08 $ Bank of Canton 3.25%
U 08/26/08 $$$$ Sterns Bank 3.20%
S 08/26/08 $ Millennium Bank 3.10%
U 08/24/08 $ State Farm Bank 3.05%
D 07/05/08 $ Fort Belvoir Federal Credit Union 3.04%
U 08/26/08 $$ UFB Direct 3.01%
U 08/28/08 $$ KeyDirect 3.00% - rates & availability VARY by location
D 03/10/08 $$$ Affinity Bank 3.00%
D 10/07/08 $ WaMu 3.00% - online
S 08/26/08 $ Pentagon Federal Credit Union 2.99%
S 08/26/08 $$$ American Bank 2.95%

18 Month (1.5 Year)
U 10/01/08 $$ Capital One Direct Banking Costco 4.56%
U 10/01/08 $$ Capital One Direct Banking 4.51%
U 10/07/08 $$$ Advanta Bank 4.50%
S 10/07/08 $$$ E-LOAN 4.45%
S 10/07/08 $$$ Virtual Bank 4.45%
D 10/10/08 $$ Discover Bank 4.39%
U 10/07/08 $ AmTrust Direct 4.38%
U 10/07/08 $ Umbrella Bank 4.35%
U 10/07/08 $$ Tennessee Commerce 4.35%
D 10/07/08 $$$ Pacific Mercantile Bank 4.30%
S 10/07/08 $ ebank 4.25%
S 10/07/08 $ Imperial Capital Bank 4.25%
U 07/25/08 $$$ National City Bank 4.25%
S 10/07/08 $ GMAC Bank 4.25%
N 07/04/08 $ OnBank 4.20%
U 10/07/08 $ EverBank 4.01%
D 10/11/08 $ ING Direct 4.00%
N 08/01/08 $ Provident Bank 4.00%
U 08/28/08 $$ KeyDirect 4.00% - rates & availability VARY by location
S 10/07/08 $ Doral Bank Direct 4.00%%
D 07/05/08 $$$$ Alliant Credit Union 3.90%
S 10/07/08 $ HSBC Direct 3.85%
U 10/07/08 $ Patelco Credit Union 3.76%
D 07/05/08 $ Alliant Credit Union 3.75%
D 03/12/08 $ Millennium Bank 3.75%
U 03/12/08 $$ National Bank of Kansas City 3.66%
U 06/23/08 $ FNBO 3.60%
D 03/12/08 $$ Intervest Bank 3.53%
S 03/12/08 $ Centennial Bank 3.51%
S 03/12/08 $ One United 3.50%
N 06/01/08 $$ NASA FCU 3.50%
D 03/12/08 $$$$ Lehman Brothers Bank 3.4066%
D 10/07/08 $$ Element Financial 3.40%
D 10/07/08 $$ Indymac 3.15%
D 07/05/08 $ Fort Belvoir Federal Credit Union 3.14%
D 10/07/08 $ WaMu 3.00% online only
D 03/12/08 $$$ Affinity Bank 3.0%
S 10/07/08 $$$ CountryWide 3.00%
D 07/27/08 $$$ American Bank 3.00%
D 03/12/08 $ Bank of Internet USA 2.70%
S 03/12/08 $ E*Trade Bank 2.47%

2 Year (24 Month)
U 07/25/08 $$$ National City Bank 4.75%
U 10/10/08 $$ Discover Bank 4.52%
S 10/07/08 $$$ E-LOAN 4.51%
S 10/07/08 $$$ Virtual Bank 4.50%
N 10/12/08 $$$ Centennial Bank (Ca.) 4.44%
D 10/07/08 $$ State Bank of India 4.42%
U 10/07/08 $$$ Advanta Bank 4.40%
U 10/07/08 $$ Tennessee Commerce 4.37%
S 10/07/08 $ Imperial Capital Bank 4.35%
S 10/07/08 $ Umbrella Bank 4.35%
S 10/07/08 $ GMAC Bank 4.35%
U 10/07/08 $ AmTrust Direct 4.35%
N 07/04/08 $ OnBank 4.30%
D 10/07/08 $$$ Pacific Mercantile Bank 4.30%
U 10/07/08 $$$ La Jolla Bank 4.30%
D 10/11/08 $ ING Direct 4.25%
U 07/27/08 $ Transportation Alliance Bank 4.25%
U 08/24/08 $ State Farm Bank 4.15%
S 08/26/08 $$ Capital One Direct Banking 4.15%
S 10/07/08 $ Ascencia Bank 4.06%
U 10/07/08 $$ Indymac 4.00%
D 10/07/08 $$ Giant Bank 4.00%
S 10/07/08 $ WaMu 4.00% online only
D 03/11/08 $ Millennium Bank 4.00%
U 06/24/08 $ Umbrella Bank 4.00%
U 08/28/08 $$ KeyDirect 4.00% - rates & availability VARY by location
S 07/05/08 $$$$ Alliant Credit Union 3.90%
D 03/12/08 $$$$ USA Federal Credit Union 3.87%
U 06/23/08 $ FNBO 3.85%
U 07/05/08 $ Alliant Credit Union 3.75%
D 10/07/08 $ Nexity Bank 3.70%
U 03/12/08 $$$ National Bank of Kansas City 3.71%
U 10/07/08 $ EverBank 3.61%
S 10/07/08 $ HSBC Direct 3.55%
D 03/12/08 $$ Intervest Bank 3.54%
U 04/18/08 $$ California First National Bank 3.51%
U 10/07/08 $ Patelco Credit Union 3.51%
S 03/12/08 $ One United 3.50%
S 10/07/08 $$$ CountryWide 3.50%
U 10/07/08 $$ Element Financial 3.50%
D 07/05/08 $ Fort Belvoir Federal Credit Union 3.26%
D 03/12/08 $$$$ Lehman Brothers Bank 3.458%
D 03/12/08 $$$ Affinity Bank 3.45%
S 10/07/08 $ ebank 3.40%
D 03/12/08 $ Bank of Canton 3.40%
S 07/27/08 $$$ American Bank 3.40% - 1 Rate Bump Up
N 05/01/08 $ Pentagon Federal Credit Union 3.25%
S 03/12/08 $ Choice Bank 3.25%
S 10/07/08 $ Doral Bank Direct 3.25%
D 03/12/08 $ Presidential Bank 3.25%
S 10/07/08 $ Citibank 3.25%
S 03/12/08 $ Bank of Internet USA 3.20%
S 03/12/08 $$ UFB Direct 2.75%
S 03/12/08 $ Centennial Bank 2.70%
S 03/12/08 $ E*Trade Bank 2.47%

30 Month (2.5 Year)
U 07/25/08 $$$ National City Bank 4.75%
D 10/10/08 $$ Discover Bank 4.46%
U 10/07/08 $$$ Advanta Bank 4.45%
U 10/07/08 $ AmTrust Direct 4.35%
S 10/07/08 $ Umbrella Bank 4.30%
S 10/07/08 $ Ascencia Bank 4.25%
U 08/28/08 $$ KeyDirect 4.25% - rates & availability VARY by location
S 08/26/08 $$ Capital One Direct Banking 4.15%
D 10/11/08 $ ING Direct 4.00%
U 10/07/08 $ EverBank 3.78%
D 02/04/08 $ National Bank of Kansas City 3.60%
D 02/14/08 $$ Intervest Bank 3.69%
S 10/07/08 $ HSBC Direct 3.55%
U 10/07/08 $ Patelco Credit Union 3.51%
D 10/07/08 $$ Element Financial 3.50%
D 02/04/08 $$$ Affinity Bank 3.50%
D 07/05/08 $ Fort Belvoir Federal Credit Union 3.45%
S 10/07/08 $ ebank 3.40%
U 02/29/08 $ Bank of Internet USA 3.20%
S 10/07/08 $$$ CountryWide 3.00%
S 02/04/08 $ E*Trade Bank 2.47%

3 Year (36 Month)
U 10/01/08 $ Pentagon Federal Credit Union 5.0%
U 10/10/08 $$ Discover Bank 4.75%
U 07/25/08 $$$ National City Bank 4.75%
S 10/07/08 $$$ E-LOAN 4.71%
N 07/04/08 $ OnBank 4.70%
D 10/07/08 $$ State Bank of India 4.58%
U 10/07/08 $$$ Advanta Bank 4.55%
N 10/12/08 $$$ Centennial Bank (Ca.) 4.54%
S 10/07/08 $$$ Virtual Bank 4.50%
S 10/07/08 $ GMAC Bank 4.50%
U 10/07/08 $$$ La Jolla Bank 4.45%
U 07/27/08 $ Transportation Alliance Bank 4.45%
U 10/07/08 $$ Tennessee Commerce 4.39%
S 10/07/08 $ Imperial Capital Bank 4.35%
U 10/07/08 $ AmTrust Direct 4.35%
S 10/07/08 $ Umbrella Bank 4.30%
D 10/07/08 $$$ Pacific Mercantile Bank 4.30%
S 10/07/08 $ Ascencia Bank 4.25%
U 08/24/08 $ State Farm Bank 4.20%
D 08/26/08 $$ Capital One Direct Banking 4.15%
D 02/07/08 $$$$ USA Federal Credit Union 4.03%
D 10/11/08 $ ING Direct 4.00%
S 10/07/08 $ WaMu 4.00% online only
D 10/07/08 $$ Giant Bank 4.00%
S 10/07/08 $ HSBC Direct 4.00%
D 02/08/08 $ Millennium Bank 4.00%
U 08/28/08 $$ KeyDirect 4.00% - rates & availability VARY by location
U 10/07/08 $ EverBank 3.96%
N 07/14/08 $$ Indymac 3.95%
D 02/07/08 $ National Bank of Kansas City 3.85%
D 02/08/08 $$$$ Lehman Brothers Bank 3.7172%
D 02/14/08 $$ Intervest Bank 3.71%
S 10/07/08 $$$ CountryWide 3.70%
U 07/27/08 $$$ American Bank 3.65% - Rate Bump Up
U 10/07/08 $ Patelco Credit Union 3.61%
U 04/18/08 $$ California First National Bank 3.60%
D 10/07/08 $$ Element Financial 3.60%
U 02/29/08 $ Bank of Internet USA 3.55%
D 02/07/08 $$$ Affinity Bank 3.50%
S 10/07/08 $ Citibank 3.50%
N 03/05/08 $ One United 3.50%
S 10/07/08 $ Doral Bank Direct 3.50%
D 07/05/08 $ Fort Belvoir Federal Credit Union 3.45%
D 03/12/08 $ Bank of Canton 3.40%
S 10/07/08 $ ebank 3.40%
D 02/07/08 $ Choice Bank 3.25%
D 02/07/08 $ Allied First Bank 3.00%
D 02/07/08 $$ UFB Direct 3.00%
D 02/07/08 $ Centennial Bank 2.70%
S 02/07/08 $ E*Trade Bank 2.47%

4 Year (48 Month)
U 08/12/08 $$$ National City Bank 5.25%
U 10/01/08 $ Pentagon Federal Credit Union 5.0%
S 10/10/08 $$ Discover Bank 4.96%
S 10/07/08 $$$ E-LOAN 4.91%
N 07/04/08 $ OnBank 4.90%
U 07/27/08 $ Transportation Alliance Bank 4.75%
S 10/07/08 $ GMAC Bank 4.75%
U 10/07/08 $$$ Advanta Bank 4.75%
U 08/28/08 $$ KeyDirect 4.75% - rates & availability VARY by location
N 10/12/08 $$$ Centennial Bank (Ca.) 4.65%
S 10/07/08 $$$ Virtual Bank 4.50%
S 02/08/08 $ Millennium Bank 4.50%
D 08/26/08 $$ Capital One Direct Banking 4.50%
U 10/07/08 $$ Tennessee Commerce 4.45%
U 10/07/08 $ Patelco Credit Union 4.28%
S 10/07/08 $ HSBC Direct 4.25%
U 08/24/08 $ State Farm Bank 4.25%
U 10/07/08 $ EverBank 4.16%
S 10/07/08 $ WaMu 4.15% online only
D 02/07/08 $$$$ USA Federal Credit Union 4.07%
D 10/11/08 $ ING Direct 4.00%
S 10/07/08 $$$ CountryWide 3.95%
D 02/08/08 $$$$ Lehman Brothers Bank 3.9249%
D 02/07/08 $ National Bank of Kansas City 3.85%
S 10/07/08 $ Citibank 3.80%
U 02/29/08 $ Bank of Internet USA 3.80%
D 02/14/08 $$ Intervest Bank 3.75%
D 07/27/08 $$$ American Bank 3.75% - 2 Rate Bump Ups
D 10/07/08 $$ Element Financial 3.70%
D 07/05/08 $ Fort Belvoir Federal Credit Union 3.56%
U 10/07/08 $ Umbrella Bank 3.50%
S 10/07/08 $ Doral Bank Direct 3.50%
D 05/14/08 $ Patelco Credit Union 3.45%
S 10/07/08 $ ebank 3.40%
D 02/07/08 $ Choice Bank 3.25%
D 02/07/08 $ Allied First Bank 3.15%
D 02/07/08 $ Centennial Bank 2.80%
S 02/07/08 $ E*Trade Bank 2.47%

5 Year (60 Month)
S 10/07/08 $$$ E-LOAN 5.25%
U 10/07/08 $$$ Advanta Bank 5.25%
D 10/10/08 $$ Discover Bank 5.21%
N 07/04/08 $ OnBank 5.15%
D 10/07/08 $$ State Bank of India 5.15%
U 08/26/08 $$ Capital One Direct Banking 5.05%
U 07/27/08 $ Transportation Alliance Bank 5.00%
U 08/28/08 $$ KeyDirect 5.00% - rates & availability VARY by location
S 10/07/08 $ GMAC Bank 5.00%
U 10/01/08 $ Pentagon Federal Credit Union 5.0%
U 10/07/08 $$$ La Jolla Bank 4.90%
N 10/12/08 $$$ Centennial Bank (Ca.) 4.85%
U 10/07/08 $$ Tennessee Commerce 4.65%
S 10/07/08 $$$ Virtual Bank 4.60%
S 10/07/08 $ WaMu 4.50% online only
U 10/07/08 $ Imperial Capital Bank 4.50%
U 10/07/08 $ ebank 4.50%
U 10/07/08 $ Patelco Credit Union 4.39%
U 08/24/08 $ State Farm Bank 4.35%
U 10/07/08 $ AmTrust Direct 4.35%
U 10/07/08 $ EverBank 4.31%
D 10/07/08 $$$ Pacific Mercantile Bank 4.30%
D 10/11/08 $ ING Direct 4.25%
S 10/07/08 $ Ascencia Bank 4.25%
U 06/05/08 $$$ National Bank of Kansas City 4.00%
S 10/07/08 $ Citibank 4.00%
D 10/07/08 $$ Giant Bank 4.00%
S 10/07/08 $$$ CountryWide 3.95%
S 10/07/08 $$ Element Financial 3.90%
D 02/14/08 $$ Intervest Bank 3.85%
D 05/14/08 $ Patelco Credit Union 3.71%
U 10/07/08 $ Umbrella Bank 3.50%
N 02/07/08 $$ Mutual Bank 3.50%
S 10/07/08 $ Doral Bank Direct 3.50%
D 02/07/08 $$$ Affinity Bank 3.50%
D 02/07/08 $$ UFB Direct 3.40%
D 02/07/08 $ Presidential Bank 3.35%
D 07/12/08 $ Allied First Bank 3.25%
D 02/07/08 $ Choice Bank 3.25%
S 02/09/08 $ AmTrust Direct 2.99%
D 02/07/08 $ Centennial Bank 2.90%
S 02/07/08 $ E*Trade Bank 2.71%

Odd Terms

1-5 Month
S 10/07/08 $ 1 Month Umbrella Bank 2.30%
S 10/07/08 $ 2 Month Umbrella Bank 2.50%
N 10/07/08 $$$ 4 Month Patriot Bank 4.00%
N 10/07/08 $ 4 Month Hudson City Savings Bank 4.00%
S 10/07/08 $$$ 4 Month La Jolla Bank 3.20%
U 09/21/08 $ 5 Month Century Bank Direct 4.01%
N 10/07/08 $$$ 5 Month Patriot Bank 4.00%
N 10/07/08 $$ 5 Month First Republic 3.50%
S 10/07/08 $$$ 5 Month La Jolla Bank 3.20%

7-11 Month
S 10/07/08 $$ 7 Month Wachovia 4.00%
N 10/07/08 $$$ 7 Month Patriot Bank 4.00%
S 10/07/08 $$$ 7 Month Countrywide 3.90%
S 10/07/08 $$ 7 Month IndyMac 3.80%
D 08/11/08 $$ 7 Month Bank of America 3.20%
U 08/28/08 $$ 7 Month KeyDirect 3.00% - rates & availability VARY by location
N 10/07/08 $$ 8 Month First Republic 4.00%
N 10/07/08 $$$ 8 Month Patriot Bank 4.00%
N 10/02/08 $$$ 8 Month Chevy Chase Bank 4.00%
D 10/07/08 $ 8 Month WaMu 3.00% online only
U 09/21/08 $ 10 Month Century Bank Direct 4.45%
U 10/07/08 $$$ 10 Month La Jolla Bank 4.20%
N 10/07/08 $$$ 10 Month Patriot Bank 4.00%
N 09/01/08 $$ 11 Month NASA Federal Credit Union 4.25%
N 10/07/08 $$$ 11 Month Patriot Bank 4.00%

13-15 Month
N 10/07/08 $$ 13 Month First Republic 4.25%
S 10/07/08 $$ 13 Month Indymac 3.80%
D 08/05/08 $ 13 Month First Trade Union Bank 3.30%
D 10/07/08 $ 13 Month WaMu 3.00% online only
S 10/07/08 $ 14 Month ebank 4.30%
N 10/02/08 $$$ 15 Month Chevy Chase Bank 4.25%
U 09/21/08 $ 15 Month Century Bank Direct 4.16%
N 09/05/08 $$$ 15 month Navy FCU 4.00%

Other
U 09/21/08 $ 20 Month Century Bank Direct 4.21%
N 09/26/08 $$ 23 Month Key Bank Direct 4.75%
N 07/02/08 $ 25 Month US Bank 4.00%
U 10/07/08 $$$ 42 Month Advanta Bank 4.60%
N 07/02/08 $ 45 Month US Bank 4.75%
N 06/01/08 $$$$ 55- Month NASA FCU 5.0%
N 07/02/08 $ 59 Month US Bank 5.0%
S 10/07/08 $$$ 6 Year E-LOAN 5.25%
U 08/28/08 $$ 6 Year KeyDirect 5.00% - rates & availability VARY by location
U 08/26/08 $$ 7 Year Capital One Direct Banking 5.40%
U 02/07/08 $$ 7 Year KeyDirect 5.00% - rates & availability VARY by location
U 10/08/08 $ 7 Year Pentagon Federal Credit Union 5.0%
S 05/15/08 $$$ 7 Year CountryWide 3.00%
U 08/07/08 $$ 10 Year KeyDirect 5.50% - rates & availability VARY by location
U 08/26/08 $$ 10 Year Capital One Direct Banking 5.404%

Resources to search for the best rates:
BankAround.com
Money-rates.com (short term CD Rates)
Money-rates.com CD Rates (long term CD Rates)
BanxCorp - http://www.banxquote.com
bankdeals.blogspot.com
Bankrate.com
BestCashCow.com
eMoneyCentral
credituniondeals.com
rateAPY.com
bankCD.com
GOtalkmoney.com