I just received a letter from a law firm, saying that I owe a company $9000. Some background: I used this company to install granite countertop when I remodel kitchen 3 years ago. I forget the total amount, but should be less than $9000. The payment plan was 50% due on contract, 25% due on countertop finish, and 25% due on installation. We paid the first 2 payments. When they installed, I found the edge is different from what I ordered. I immediately stopped them and called the salesperson. I wanted them to do it again. The salesperson offered that they installed the wrong one and I don’t pay the last payment. I agreed on the phone. After that, the general manager of that company called to collect money. He was very rude. I said either they do the right way and I pay the whole amount, or I will not pay any more. He threat to sue me, but I did not get any legal action until now, 3 years after.

I called their lawyer, and he is rude too! I explained everything. They said they will precede lawsuit.

I don’t plan pay them even a cent. They don’t have my SSN. They only have my address and checking account number. Will this collection damage me credit?

Thanks for your advice!

51bigmoney said:...They don’t have my SSN...

But they know where you live. I would be more afraid of that.

but I don't think this collection is valid. Edge is very important part for countertop. They provide wrong product and I still need to pay the whole amount?

51bigmoney said:The salesperson offered that they installed the wrong one and I don’t pay the last payment. I agreed on the phone.
...but then forgot to utter the all-important words "Please send that to me in writing at your earliest convenience." I hope you still have the documents showing what you ordered vs. what you received!

I am willing to bet that you do not have anything in writing about the last payment being waived. I also think that the sales agent who promised this to you is no longer working with this company.

bozo007 said:I am willing to bet that you do not have anything in writing about the last payment being waived. I also think that the sales agent who promised this to you is no longer working with this company.

Unfortunately, you are right on both.

Even this company's local store where I ordered dispeared. I thought they were bankrupt, but the lawyer said no.

51bigmoney said:Even this company's local store where I ordered dispeared. I thought they were bankrupt, but the lawyer said no.
Not if they can get your money, they won't be.

51bigmoney said:sorry, but what is "codename47"?
It is "who" not "what." You have not been around FWF a lot have you (I see you registered in 2002)?

51bigmoney said:sorry, but what is "codename47"?

CN47 is the toughest mother trucker when it comes to handling legal issues. If the company knows you are searching for him they might drop the law suit. Notice how I won't even type his whole name. If anyone can convince them that the edge is the most important part for countertop its him.

I thought codename 47 was this